2025 Voluntary Benefits
Voluntary Benefits can provide additional financial protection when you or an eligible family member has unexpected medical claims.
Contact Information for Cigna
Phone: 800-754-3207
Website: mycigna.com (Access your claims/account)
What's new in 2025?
Plan Design Changes- There are no plan design changes to the Cigna Voluntary Benefit plans in 2025.
Rates - To check rates for each of the Voluntary Benefit Plans, please visit the Benefit Plan Cost Estimator and click on the Vision and Voluntary Benefits link at the top
Enrollment - If you do not log into FlexOnline during Open Enrollment (October 21-November 4, 2024) your 2024 voluntary benefit plan elections will carry forward into 2025.
Eligibility and Enrollment
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All Benefit Eligible Dartmouth employees can choose to enroll in any of the three voluntary benefit options available.
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Employees can cover spouses, children and stepchildren on their benefit plans.
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Employee pays full cost of the benefit.
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Plan guidelines do not allow Dartmouth couples to cover one another, and only one parent can cover the children.
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Enrollment is available through the FlexOnline benefit enrollment system.
What are Voluntary Benefits?
Voluntary benefits can help with out of pocket expenses. For example, if your medical plan has a high deductible, voluntary benefits can provide additional financial protection if you have unexpected claims. You'll receive your benefits as a lump-sum cash payment to use however you wish. All benefits are separate from medical coverage and are 100% portable, which means coverage is yours to take with you, should you leave Dartmouth for any reason.
If you are enrolled in a Dartmouth Medical plan and experience an eligible claim, Cigna will notify you to be sure you submit your claim under the Voluntary benefits. More information on Cigna's Simple File is available here.
Note: You do not need to be enrolled in a Dartmouth medical plan to participate in the voluntary benefit plans.
Monthly Rates
To check monthly rates for each of the Voluntary Benefit options, please visit the Benefit Plan Cost Estimator and click on the Vision and Voluntary Benefits link at the top.
Available Plans
Hospital Care Indemnity Insurance - Helps pay for deductibles and coinsurance, as well as everyday living expenses due to hospitalization.
Hospital Care Indemnity Summary of Benefits
Accidental Injury Insurance - Helps pay for medical costs associated with an accidental injury.
Accident Insurance Summary of Benefits
Critical Illness Insurance - Pays a lump sum benefit in the event of a diagnosis of a covered critical illness, including a heart attack, stroke, invasive cancer, and end-stage renal failure.
Critical Illness Insurance Summary of Benefits
Your Cigna Critical Illness insurance plan comes with a $50 Health Screening Test incentive benefit. This benefit is paid for each covered person who completes at least one health screening test, as specified here. This benefit is limited to one per year per covered person.
For information on how to file a wellness incentive benefit claim, click here.
FILING A CLAIM
Supplemental claims should be filed through your mycigna.com account. You will have the option of having your doctor fill out a simple physician statement form, or you may upload your medical records. More complex cases may require both. Cigna will accept medical notes downloaded from your hospital's patient portal (i.e. http://mydh.org). For a copy of the physician's statement form and additional claim filing information please go to SuppHealthClaims.com
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