2024 Voluntary Benefits
Voluntary Benefits can provide additional financial protection when you or an eligible family member has unexpected medical claims.
Contact Information for Cigna
Phone: 800-754-3207
Website: mycigna.com (Access your claims/account)
What's new in 2024?
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NEW-Starting January 1, 2024, Dartmouth will begin offering our Voluntary Benefits through a new vendor and at lower group rates.
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Rates - To check rates for the new Voluntary Benefit options, please visit the Benefit Plan Cost Estimator and click on the New for 2024 link at the top.
Other Important Open Enrollment Information -
IMPORTANT-If you would like to enroll in one of new group Voluntary Benefit offerings, you must do so during the annual open enrollment period (10/23/23-11/6/23). If you miss the enrollment window you will not have another opportunity to enroll until the following plan year, unless you have an IRS eligible life event.
Eligibility and Enrollment
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All Benefit Eligible Dartmouth employees can choose to enroll in any of the three voluntary benefit options available.
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Employees can cover spouses, children and stepchildren on their benefit plans.
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Employee pays full cost of the benefit.
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Plan guidelines do not allow Dartmouth couples to cover one another, and only one parent can cover the children.
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Enrollment is available through the FlexOnline benefit enrollment system.
What are Voluntary Benefits?
Voluntary benefits can help with out of pocket expenses. For example, if your medical plan has a high deductible, voluntary benefits can provide additional financial protection if you have unexpected claims. You'll receive your benefits as a lump-sum cash payment to use however you wish. All benefits are separate from medical coverage and are 100% portable, which means coverage is yours to take with you, should you leave Dartmouth for any reason.
If you are enrolled in a Dartmouth Medical plan and experience an eligible claim, Cigna will notify you to be sure you submit your claim under the Voluntary benefits. More information on Cigna's Simple File is available here.
Note: You do not need to be enrolled in a Dartmouth medical plan to participate in the voluntary benefit plans.
Available Plans
Hospital Care Indemnity Insurance - Helps pay for deductibles and coinsurance, as well as everyday living expenses due to hospitalization.
Hospital Care Indemnity Summary of Benefits
Accidental Injury Insurance - Helps pay for medical costs associated with an accidental injury.
Accident Insurance Summary of Benefits
Critical Illness Insurance - Pays a lump sum benefit in the event of a diagnosis of a covered critical illness, including a heart attack, stroke, invasive cancer, and end-stage renal failure.
Critical Illness Insurance Summary of Benefits
This benefit is eligible for a wellness incentive when you complete at least one health screening each year. Eligible covered services and more information available here. For information on how to file a wellness incentive benefit claim, click here.
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