2025 Flexible Spending Accounts (FSAs)

2025 Open Enrollment

October 21 - November 4, 2024

If you wish to contribute to a Flexible Spending Account (including the Child Care Subsidy) in 2025, you must log in to FlexOnline during Open Enrollment, and actively make an election.

IMPORTANT-Use it or Lose it Deadline 3/31/25

This is an important reminder for those who have balances remaining in a 2024 Dependent Care FSA and/or Health Care FSA account. You have until 3/31/25 to submit eligible claims with Sentinel Benefits. Funds not eligible for carryover will be forfeited.

Health Care FSA

A General Purpose Health Care Flexible Spending Account allows you to use pre-tax dollars to pay eligibe health care expenses not covered by your medical, dental or vision plans.

Limited Purpose FSA

A Limited Purpose Flexible Spending Account allows you to use pre-tax dollars to pay eligibe dental and vision expenses not covered by your dental or vision plans. An LPFSA cannot be used to cover medical expenses or over the counter expenses.

Dependent Care FSA

A Dependent Care Flexible Spending Account allows you to put aside tax-free dollars to pay for eligible dependent care needs, like those for child care or care for an elderly or disabled family member.

Child Care Subsidy

The Child Care Subsidy is a contribution provided by Dartmouth, into a Dependent Care Flexible Spending Account (DCFSA) which can be used to help offset eligible pre-K child care expenses during the calendar year.

How FSA's Work

Every dollar contributed to your FSA is made on a before-tax basis. Each pay period. Dartmouth deducts the amount that you elect directly from your “gross” wages. This means that FSA contributions are deducted before federal, state, and FICA taxes.

Your year-end W-2 form from your employer will properly notify all of the government agencies of your participation in the program.

See this helpful FSA Guide from Sentinel.

Sentinel Benefits VISA Debit Card

The Sentinel Benefits Visa Debit Card offers an added convenience of accessing your FSA funds with a Visa Debit Card. Because it’s a Visa card, you can use it most anywhere. The card is designed to help you:

• Save money on qualified expenses
• Reduce paperwork
• Eliminate the wait for reimbursement
• Eliminate out-of-pocket expenses and paperwork.
• Full amount of available funds is automatically loaded onto the card for immediate use.
  • • • Use your Sentinel Benny® Card to pay for eligible items wherever Visa is accepted

Sentinel Benefits Mobile App

Download the Sentinel Benefits Mobile app to:

• View your FSA balance at a pharmacy—before you get into the check-out line.
• Be a better health care consumer by scanning item barcodes to compare prices of items to be sure you are getting the best deal.
• View the eligible expense list.
• Submit a claim
  • • Upload a provider invoice